How hard can making a savings plan be?

Pretty hard, it turns out.

I played with so many scenarios in my head, I got dizzy. It took a few weeks, but I finally decided.

My priorities for this year are the trip to Russia and the scooter, so I have an account for each.

The trip to Russia being committed, it's getting 75% of my savings. The scooter is getting the rest (25%).

That took 3 weeks to decide? Not really. The delay was in opening the accounts. I just took forever! Too many things going on at once.

Take right now, for example. It's Sunday, and here's what I've got to do today, in no particular order.

• figure out how to download Photoshop (blame Vista. I'm so sick of fighting with it to download software!)


• return empty bottles


• do at least 2 laundry loads


• plan and prepare meals for the week


• collect tax receipts and figure out what I'm missing


• plan workweek


• go for walk while the weather's nice


• take recycling out


• mend my beautiful cardigan that's unravelling

And I could go on. It seems it's always like this, and I have no kids! How do parents do it, I don't know. (Could it be that there's 2 of them? Humm, that's food for thought.)

Well, nothing like the present! Let's get started....